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description
Viraj is the Managing Director of Nettpositive, An Equifax Company. He has over twenty years of international experience in General Management, Marketing, Sales, Strategy, E-commerce and Market Research in the financial services industry.

He has more than 8 years of international experience at senior positions with American Express Europe and Halifax Bank of Scotland (HBoS). He has managed large P&Ls in both UK and India. Viraj's last assignment was Business Head, Credit Cards for Standard Chartered Bank in India.

Viraj has rich experience in developing and deploying analytics based strategies and embedding fact based decision making in various organizations.

He is an MBA from Indian Institute of Management – Bangalore and Bachelor of Technology (B Tech) from Institute of Technology - Varanasi.

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