funding probability score
39%
total disclosed funding
$138.35m
last round valuation estimate
$4.47m
disclosed funding rounds
3
latest round
Nov 09 2016
latest funding stage
Series ?
next round estimate
Q4 2017
development stage
Scale
number of investors
4
number of competitors
20
monthly web visits estimate
238,642
twitter followers
975
web traffic outlook
3 / 10
Offices
New Zealand
HQ address
308 Parnell Road, Auckland, 1052, NZL
Email
investorservices@harmoney.co.nz
description
Harmoney is a New Zealand-based peer-to-peer lending platform that matches institutional and retail investors with borrowers seeking short-term, unsecured personal loans. The company’s technology platform assesses borrowers’ creditworthiness and assigns risk grades that determine a borrower’s personalized interest rate. Fractional investments can be made across a portfolio of loans. Harmoney charges borrowers an up-front platform fee, whihch is determined by a borrower’s risk grade and calculated as a percentage of the total loan amount. The company charges investors service fees based on the principal and interest payments and directly deducted from borrowers’ repayments.

Team

    Neil Roberts

    Founder & CEO

    Andrew Bates

    Chief Technical Officer

    Christina Domecq

    Director

    Sanford Diday

    Growth Advisor & Board Member

    Neil Roberts

    Neil Roberts

    Founder & CEO

    Andrew Bates

    Chief Technical Officer

    Christina Domecq

    Director

    Sanford Diday

    Growth Advisor & Board Member


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Funding & investors