How to add funds to your Funderbeam Wallet?

You can add funds to your Funderbeam wallet by making a bank transfer, using a card payment, or sending a Wise payment by clicking the respective button on the Add funds panel.

Bank transfer

Click the “Bank Transfer” button on the Add funds panel.

Screenshot of the Bank Transfer page


On the following screen, you will be provided with all the details needed in order to make a bank payment.

Please note:

  • The transfer must be made in the same currency as the investment or trade you’re interested in.
  • Please make sure that Sender Name matches the owner of the bank account.
  • Please make sure to include all service fees that may apply.

Domestic payments within Estonia are expected to be transferred every 30 minutes. Depending on the transfer time of your bank to ours, this time might vary.

International payments may take time. Top up your wallet early so you won’t miss any investment opportunities because of missing a payment deadline.

Important: make sure all details are exactly as requested before making a transfer from your bank account.

There is no charge from Funderbeam. However, if based outside of the EU, your bank may charge a fee.

Will my payment reach the Funderbeam account without a Reference number?

Yes, we are able to credit the funds without the reference number, however, it takes a longer time to process it.

Card payment

Card payments are available to our verified investors and require them to add a bank card to their Funderbeam account. Please note that funds take 1 business day to be processed and once received will be added automatically to your Funderbeam wallet.

To add funds to your wallet using a bank card, click “Card payment” on the Add funds panel in your wallet.

The Card payment page

You will be taken to a card payment screen where you can:

  1. Choose the card you want to use
  2. Enter the amount of funds you want to add
  3. Choose the currency (the default is EUR)
  4. Click “Pay” to proceed

Screenshot of the Confirm payment screen

Confirm that all details are correct and click “Pay” again to proceed. You will be taken to our payments service provider to process the payment and once done, automatically redirected back to Funderbeam.

Successful payment screen

Costs of using card payments
  • For investors within the European Economic Area (EEA) and Switzerland, this service will be free for all personal cards.
  • For investors outside of the EEA OR any investor using a business card, there is a 3% fee.
  • In the event of a Chargeback, for all investors, we charge a 50€ fee.


Wise payment

Click the “Wise Payment” button on the Add funds panel in your wallet to see detailed instructions for making a Wise payment.

Add funds panel highlighting the Wise button

Please note that you need to create a Wise account to use this payment method.

Select “Business or Charity” as the recipient and then add the bank details shown on your dashboard. Please remember to add as the notification email so we will know to look out for the payment coming in.

Wise does have restrictions on currencies and countries and we recommend confirming before proceeding.

Funderbeam will do the best we can to answer questions. However, we would always recommend asking Wise directly, if there is something specific you’d like to know.

The information about the investment opportunities profiled on this website is provided for general information and marketing purposes only and should not be considered an invitation or inducement to engage in any investment activity. Complete and comprehensive information about an investment opportunity is only available only to investors who have been approved by a Funderbeam group entity.

You should ensure you carefully read the Risk Disclosure Statement before deciding to proceed with any investment or transaction, including making a purchase of securities via the Marketplace. Funderbeam has taken steps to ensure that company and securities offering information is clear, fair and not misleading in accordance with its internal verification procedures. Funderbeam does not provide investment advice or any recommendation to invest. Any investment opportunity on this website should not be considered as an offer to the public and is not directed at or offered to anyone to whom it may not be so directed or offered, or located in a jurisdiction where it is unlawful to do so.

This page provides you with an overview of the services provided by different entities belonging to Funderbeam Group. In this page, we generally refer to the group as “Funderbeam”, “we”, “us” or “our”.

It is important to note that funds are raised, investments are made and trade orders are placed through three investment firm service provider entities: Funderbeam Markets AS (FBAS) (authorised and regulated by the Estonian Financial Supervision Authority under permit 4.1-1/212), Funderbeam Markets Limited (FML (authorised and regulated by the UK Financial Conduct Authority under FRN 794918), and Funderbeam Markets Pte. Ltd., (FB Pte) (licensed and regulated by the Monetary Authority of Singapore under Capital Markets Services (CMS) license CMS100863). FBAS and FML are MIFID investment firms.

A Funderbeam client (whether investor or company) is a client of the service provider and under the protection of the requirements of the regulator under which that service provider operates: An EEA client’s service provider is FBAS, a UK/ non-EEA/ non-Singapore client’s service provider is FML, and a Singapore client’s service provider is FB Pte.

The Marketplace is operated as an organised market by Funderbeam Markets Pte. Ltd., in Singapore as a Recognised Market Operator (RMO) under the supervision of the Monetary Authority of Singapore. FBAS and FML are Trading Members of the RMO’s Marketplace. Access to the Marketplace for EEA and non-EEA clients is only provided by and through such clients’ service provider (ie FBAS or FML). The Marketplace does not provide services directly to investors outside Singapore.

With respect to any securities or investments offered by a US domiciled Fundraising Company, by visiting this site you confirm you are not a US resident or US person (as defined in Regulation S of the U.S. Securities Act of 1933) and you understand and agree that you are not acquiring any Investments for the account or benefit of any such US resident or US person. No investment opportunity in a US domiciled Fundraising Company is directed at US persons.